UNION SETTLEMENT FEDERAL CREDIT UNION
                                                      
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SERVICES FOR BUSINESSES
AND ORGANIZATIONS

With our business services we mean business!
With Union Settlement FCU, you will find solutions to your business and organization's needs.

Business Checking
For only $4 a month, you can open a business checking account. With your checking account you get free automatic debits & credits with no limit on the number of checks you write.

You need to maintain a minimum balance of only $100* in your saving account. Qualify for additional credit union services such as direct deposit of payroll check for employees and convenient credit card.

Access your account by calling our 24hr Audio Teller at 212.828.0340. Only a $100 minimum deposit in your savings account is required.*


*Not available for withdrawal. No monthly fee for balances over $1,500.





Established businesses. In order to apply, provide the following:
  • Completed loan application
  • Business Certificate (Sole Proprietor, Partnership or Certficate of incorporation)
  • Employment ID Number
  • Sales tax ID Number
  • Copy of business lease (if applicable)
  • 3 years of business tax returns and bank statements
  • Copy of Fire and Liability Insurance
  • If corporation, Board resolution granting authority to borrow
Download the english or spanish form.
Additional documentation may be required.
Start-up businesses. In order to apply, provide the following:
  • Business plan
  • Owners' photo ID and proof of address
  • Owners' financial information, including personal income tax returns and bank statements for the last two years
  • Prior business-related experience
  • References from banks, individuals, and/or other busisnesses
  • Social Security Number or individual Tax ID Number (ITIN)
Download the english or spanish form.
Applications are reviewed monthly. If the loan is approved, applicants must become members of the Credit Union.
For more information, contact us.