UNION SETTLEMENT FEDERAL CREDIT UNION
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Choosing between C.U. or a bank.
C.U.Bank
Monthly MaintenanceFREE$9.50*
Photocopies
Checks$2.00 each$6.00 each
Statement$2.00 each$6.00 each
Stop Payment
Checks$5.00$25.00
ACH Debits$5.00$25.00
Returned Items
Insufficient funds$15.00$29.00
Uncollected funds$15.00$29.00
Certified checksN/AN/A
Returned deposited checks$15.00$29.00
Savings: Over the course of 1 year you can save $66.00 in just monthly maintenance fees by utilizing the credit union's share draft account.

*C.U. - No minimum monthly maintenance.

BANK - Monthly average balance to avoid maintenance fee:

$1,500 in checking or
$3,000 in combined balances

NCUA - All accounts insured to a maximum of $100,000 by the National Credit Union Administration, an agency of the Federal Government.