UNION SETTLEMENT FEDERAL CREDIT UNION
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PRODUCTS & SERVICES
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For additional information about our services, call 212-828-6061/2/0 or visit us at 237 East 104th street NY, NY 10029, between 2nd and 3rd Avenue.

We offer a wide variety of services to our members

Union Settlement Audio Teller
To access information about your accounts, call 24 hours, 7 days a week.
  • Dial 212.828.0340
  • Press 1 (Financial & Balance Transactions)
  • Enter your member number followed by #
  • Enter you PIN number followed by #
  • Enter the following Quick Codes for standard transactions:
    • 111 - Savings Balance
    • 211 - Checking Balance
    • 31 - Loan Balance
    • 22 - Checking Account History
    • 13 - Share to Share / Checking / Loan Transfer
    • 23 - Checking to Share / Loan Transfer

Direct Deposit
  • Avoid waiting in line and sign up for Direct Deposit; funds are available the day they are received. Union Settlement FCU offers safe and secure direct deposit of all payroll checks and government funds:
    • Social Security   GO DIRECT
    • Supplimental Security   GO DIRECT
    • Veterans Benefits
    • Railroad Retirement
    If you are interested in having direct deposit contact your payroll department or call Union Settlement Federal Credit Union for details.

Money Transfer
  • You can now send money to your family and friends international or domestic at your credit union. Easy, convenient, reliable and low fees.

For additional information, in English or in Spanish, about our services please call or visit the credit union. To access information about your accounts, call 24 hours, 7 days a week - 212.828.0340




Choosing between C.U. or a bank.
C.U.Bank
Monthly MaintenanceFREE$9.50*
Photocopies
Checks$5.00 each$6.00 each
Statement$5.00 each$6.00 each
Stop Payment
Checks$15.00$25.00
ACH Debits$15.00$25.00
Returned Items
Insufficient funds$20.00$32.00
Uncollected funds$20.00$32.00
Certified checksN/AN/A
Returned deposited checks$20.00$32.00
Savings: Over the course of 1 year you can save $66.00 in just monthly maintenance fees by utilizing the credit union's share draft account.

*C.U. - No minimum monthly maintenance.

BANK - Monthly average balance to avoid maintenance fee:

$1,500 in checking or
$3,000 in combined balances

NCUA - All accounts insured to a maximum of $100,000 by the National Credit Union Administration, an agency of the Federal Government.