UNION SETTLEMENT FEDERAL CREDIT UNION
                                                      
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Youth Share Account

You're never too young to start saving! USFCU offers youth account for children ages 4-18!

It's easy to open. To establish a youth account, complete the application and return it with proper identification such as a birth certificate or school id and a social security card.

We assess a $1 membership fee and require a $5 initial deposit. Youths can make unlimited deposit and withdrawals.*

Empower your youth to save!


Share/Savings Account

Savings accounts at credit union are called share account. Your initial deposit is credited to your account, which allows you to take advantage of all the services of the Credit Union has to offer. Deposits can be made in person, by mail, or by automatic direct deposit of your payroll. If you are interested in having direct deposit contact your payroll department or call Union Settlement Federal credit union for details. Dividend are computed daily and are paid semi-annually on dividend bearing share accounts.





Checking accounts at credit union are called share draft account. USFCU offers one stop financial transactions for your convenience. Enjoy a low fee, no minimum balance, and convenient checking account with 24-hour Home Banking Access! Save money by eliminating money order fees and have the ability to keep records of payments.

Use your ATM card to perform transactions* through our partner at many local check cashing outlets during off hours and on the weekends! Just look for the sign that says PAYNET DEPOSIT NETWORK and start enjoying the privilege of an extend branch!

*limited to account deposits and withdrawals.



Planning ahead can make the holidays a joyous occasion for the entire family. A holiday Club Account allows you to save the cash you need for your holiday shopping. Contributions can be made in person, by mail, or via automatic transfer or payroll deduction. Accounts funds are dispersed in October Ð with plenty of time to spare before the holiday season.


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