UNION SETTLEMENT FEDERAL CREDIT UNION
Lender Code: 833222
Make College a Reality!
Get Your Student Loan from
Union Settlement Federal Credit Union.
You know the value of a college education.
College graduates make an average of one million dollars more than those without college degrees - www.studentloanfacts.org. But, because the cost of a university, technical college, other specialized training can be overwhelming, Union Settlement Federal Credit Union offers Federal Family Education Loan Program (FFELP) loans that can help you with the funding you need to pursue your dreams.


FFELP offers loans for students and parents.
Stafford Loans
  • The subsidized Federal Stafford Loan is based on financial need. The government pays the interest while you are in school.
  • The unsubsidized Federal Stafford Loan is not based on need but family income is a determining factor. You pay all the interest, although you can have the payments deferred until after graduation.

    Parent PLUS / Grad PLUS Loans
    Creditworthy parents of dependent undergraduate students and graduate/professional students can apply for this loan, which is not based on need.

    Learn more about low-interest federal
    student loans.
    Refer to the Student Loan Quick Reference Guide for more details on Stafford and PLUS Loans including:
  • current rates
  • loan limits
  • borrower fees


  • After graduation, consolidating your
    student loans is an option.
    After you graduate, Union Settlement Federal Credit Union has a wide range of lending products that you can choose to help consolidate your student loans, even if you only have one. Check out our personal and consolidation loans at Union Settlement Federal Credit Union. Loan officers are ready and waiting to assist and help during this transition time in your life!

    Or feel free to contact a Great Lakes Consolidation Representative by calling 1-800-950-0152 to determine if consolidation is in your best interest. If you wish to consolidate your eligible loans and they have a total balance that exceeds the minimum requirements, you may consolidate online using Great Lakes Consolidation Loan Assistant.
    Manage your finances.
    Union Settlement Federal Credit Union and Great Lakes are committed to helping students learn to manage their finances. The regularly updated Personal Financial Management Resources provides information on anticipating college costs and staying in control of your finances while in school.


    Need help?
    For help with the student loan process, call the
    credit union at 212-828-6061/2/0 or e-mail
    creditunion@unionsett.org